{"id":704,"date":"2025-08-06T08:06:38","date_gmt":"2025-08-06T08:06:38","guid":{"rendered":"http:\/\/ksppsjms.com\/?page_id=704"},"modified":"2025-08-06T08:06:38","modified_gmt":"2025-08-06T08:06:38","slug":"pembiayaan-musyarakah","status":"publish","type":"page","link":"https:\/\/ksppsjms.com\/?page_id=704","title":{"rendered":"Pembiayaan Musyarakah"},"content":{"rendered":"\n<p><strong>PEMBIAYAAN MUSYARAKAH<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Perjanjian antara KSPPS JMS dan Anggota untuk usaha tertentu dimana KSPPS JMS dan Anggota memberikan konstribusi dana ( modal ), dengan ketentuan bahwa keuntungan dan resiko akan ditanggung bersama sesuai kesepakatan.<\/li>\n\n\n\n<li>Produk pembiayaan ini untuk kebutuhan anggota berupa modal usaha untuk proyek dari pihak ketiga dalam bidang kontruksi, property, advertising, infrastruktur dll<\/li>\n<\/ul>\n\n\n\n<p><strong>KEUNTUNGAN<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Akad sesuai syariah<\/li>\n\n\n\n<li>Layanan mudah dan transparan<\/li>\n\n\n\n<li>Bagi hasil berdasarkan pencatatan keuntungan usaha bukan dari perkiraan keuntungan usaha<\/li>\n\n\n\n<li>Persentase Nisbah bagi hasil disepakati di awal perjanjian<\/li>\n\n\n\n<li>Biaya administrasi ringan (bukan prosentase dari plafond )<\/li>\n<\/ul>\n\n\n\n<p><strong>FATWA DSN MUI<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/drive.google.com\/file\/d\/0BxTl-lNihFyzUXk1MXdDa241QUE\/view?resourcekey=0-IdZe1HAEmh5htzyEDYIkIg\">https:\/\/drive.google.com\/file\/d\/0BxTl-lNihFyzUXk1MXdDa241QUE\/view?resourcekey=0-IdZe1HAEmh5htzyEDYIkIg<\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>PEMBIAYAAN MUSYARAKAH KEUNTUNGAN FATWA DSN MUI https:\/\/drive.google.com\/file\/d\/0BxTl-lNihFyzUXk1MXdDa241QUE\/view?resourcekey=0-IdZe1HAEmh5htzyEDYIkIg<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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