{"id":702,"date":"2025-08-06T08:01:23","date_gmt":"2025-08-06T08:01:23","guid":{"rendered":"http:\/\/ksppsjms.com\/?page_id=702"},"modified":"2026-04-06T02:26:36","modified_gmt":"2026-04-06T02:26:36","slug":"investasi-berjangka","status":"publish","type":"page","link":"https:\/\/ksppsjms.com\/?page_id=702","title":{"rendered":"Investasi Berjangka"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"702\" class=\"elementor elementor-702\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4f8dde30 e-flex e-con-boxed e-con e-parent\" data-id=\"4f8dde30\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57d58c87 elementor-widget elementor-widget-text-editor\" data-id=\"57d58c87\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p><strong>KEUNGGULAN :<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Bebas Riba<\/li>\n\n<li>Sistem Bagi Hasil yang Adil dan Berkah<\/li>\n\n<li>Bagi Hasil lebih besar dari investasi lainnya<\/li>\n\n<li>Layanan Jemput Setoran<\/li>\n\n<li>Diawasi Dewan Pengawas Syariah<\/li>\n\n<li>Dikelola untuk Sektor Halal<\/li>\n\n<li>Sesuai Fatwa DSN MUI\u201d<\/li>\n<\/ul>\n\n<p><strong>KETENTUAN :<\/strong><\/p>\n\n<ul class=\"wp-block-list\">\n<li>Investasi Berjangka ini dikelola berdasarkan Akad mudrarabah mutlaqah,.<\/li>\n\n<li>Anggota sebagai shahibul maal menyerahkan pengelolaan dananya kepada KSPPS JMS selaku mudharib<\/li>\n\n<li>Setoran dapat dilakukan sewaktu-waktu dan untuk penarikan dapat dilakukan setelah melewati periode tutup buku yang diperpanjang secara otomatis jika Anggota tidak menarik simpanannya.<\/li>\n\n<li>Setoran awal minimal Rp 1.000.000<\/li>\n\n<li>Pilihan tenor 3,6 dan 12 Bulan<\/li>\n\n<li>Perhitungan bagi hasil berdasarkan profit sharing.<\/li>\n\n<li>Jika terjadi kerugian mitra berkewajiban menanggung kerugian secara proporsional sesuai porsi modal.<\/li>\n\n<li>Sesuai aturan UU Perpajakan atas bagi hasil yang lebih dari Rp.240.000 terkena potongan 10% atas bagi hasilnya<\/li>\n<\/ul>\n\n<p><strong>FATWA DSN MUI<\/strong><\/p>\n\n<p><a href=\"https:\/\/drive.google.com\/file\/d\/0BxTl-lNihFyzNmFEM0lHS182Nkk\/view?resourcekey=0-oLyeS77nJeOtE8foTT2A3A\">https:\/\/drive.google.com\/file\/d\/0BxTl-lNihFyzNmFEM0lHS182Nkk\/view?resourcekey=0-oLyeS77nJeOtE8foTT2A3A<\/a><\/p>\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"576\" height=\"1024\" class=\"wp-image-662\" src=\"http:\/\/ksppsjms.com\/wp-content\/uploads\/2025\/07\/INVESTASI-3-576x1024.png\" alt=\"\" srcset=\"https:\/\/ksppsjms.com\/wp-content\/uploads\/2025\/07\/INVESTASI-3-576x1024.png 576w, https:\/\/ksppsjms.com\/wp-content\/uploads\/2025\/07\/INVESTASI-3-169x300.png 169w, https:\/\/ksppsjms.com\/wp-content\/uploads\/2025\/07\/INVESTASI-3-768x1365.png 768w, https:\/\/ksppsjms.com\/wp-content\/uploads\/2025\/07\/INVESTASI-3-864x1536.png 864w, https:\/\/ksppsjms.com\/wp-content\/uploads\/2025\/07\/INVESTASI-3.png 1080w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/><\/figure>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-266a77f e-grid e-con-boxed e-con e-parent\" data-id=\"266a77f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5bc5cf3 elementor-widget elementor-widget-image\" data-id=\"5bc5cf3\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/bit.ly\/NABUNG-AMAN-DI-JMS\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"768\" height=\"768\" src=\"https:\/\/ksppsjms.com\/wp-content\/uploads\/2024\/10\/QR-SImpanan-768x768.jpg\" class=\"attachment-medium_large size-medium_large wp-image-265\" alt=\"\" srcset=\"https:\/\/ksppsjms.com\/wp-content\/uploads\/2024\/10\/QR-SImpanan-768x768.jpg 768w, https:\/\/ksppsjms.com\/wp-content\/uploads\/2024\/10\/QR-SImpanan-300x300.jpg 300w, https:\/\/ksppsjms.com\/wp-content\/uploads\/2024\/10\/QR-SImpanan-1024x1024.jpg 1024w, https:\/\/ksppsjms.com\/wp-content\/uploads\/2024\/10\/QR-SImpanan-150x150.jpg 150w, https:\/\/ksppsjms.com\/wp-content\/uploads\/2024\/10\/QR-SImpanan.jpg 1147w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>KEUNGGULAN : KETENTUAN : FATWA DSN MUI https:\/\/drive.google.com\/file\/d\/0BxTl-lNihFyzNmFEM0lHS182Nkk\/view?resourcekey=0-oLyeS77nJeOtE8foTT2A3A<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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